Contact Information
2 Bluewater Road
Bedford, NS
B4B 1G7
Phone: 902.266.3456
Fax: 1.888.877.3246

Toll Free Number(s)
Phone: 1.888.877.3245
Fax: 1.888.877.3246

Areas I Cover
 Halifax & Surroundiing Areas
 Hammonds Plains

"We had a complicated situation and Earl worked hard to find something that worked for us. He was very accommodating and knowledgeable. Hooray for Earl!!"
Kate M.
Lunenburg, NS

"We recently approached our lender, who we had been with for five years and who has all of our business, about refinancing our commercial mortgage to extend our term. We didn't want more money, just to pay the mortgage back over a longer term because our young business was growing quickly and we needed capital to expand. Our lender would not consider our request so we approached Earl, thinking we would have to pay a higher interest rate. Earl had three offers for us within a week, and the lender we ended up choosing matched our interest rate and gave us the exact term we wanted. As lawyers we have lots of experience with lenders, so we were very happy with the work Earl did for us and found him to be professional and accommodating."
Halifax, NS

"I consulted Earl when my family was considering moving our mortgage from one of the big banks. He was very professional and pleasant to deal with. He got back to us quickly with answers to all of our questions. I was impressed with his knowledge of the mortgage industry in general and our specific options. I would not hesitate to recommend Earl."
Dianna R.
Halifax, NS

"Earl made the process of buying a home very easy. From the first time we met him he explained everything to us in great detail and made us feel very comfortable in asking any questions we had. We would highly recommend Earl to anyone who wants to buy a home. It was very refreshing to deal with someone who had our best interest at heart. "
Barb W.
Hubbards, NS

"We were renting a one-bedroom house as a family of three and had just found a beautiful house for purchase in the same town. We had no previous experience with real estate, and our situation afforded some rather complicated procedures, which was really overwhelming. After two bank branch appointments which increased the confusion, we luckily found TMG, and Earl's assistance throughout the purchasing process proved absolutely invaluable. We ran into many roadblocks along the way, and I'm perfectly certain that without Earl's dedicated help and hard work, we would not have been able to overcome them all before the closing date. Now we are so happy here in a warm and welcoming neighbourhood, where we have lots of space for ourselves and our little daughter to grow up in a real home. "
C & S
Mahone Bay, NS

"When exploring the possibility of owning your own home, you tend to look for information from many various sources. There are all sorts of information for first time home buyers that can be found on the internet, but chances are, a majority of it doesn't even pertain to your own situation, needs and/ or requirements. That's where Earl, a young fresh enthusiastic individual comes in with innovative ideas as well as good advice based on years of experience in the industry. I was in doubt many times until I was put in touch with Earl. The truth is, a lot of people don't actually realize their eligibility for purchasing a home. With Earl at TMG The Mortgage Group, you can be assured clear and concise information so you are able to make cognizant decisions tailored specifically for you and your family. He puts things into perspective providing excellent service going above and beyond, utilizing a no pressure approach. Giving you all the time you need to finalize your decision if you so choose to make one. No guilt trips, no commitments, no underlying themes or hidden agenda Earl exposes the true facts of home ownership costs and wants to ensure you are comfortable with what you are doing before any signatures hit paper. With the accurate advice of Earl I was able to become a home owner establishing myself, something I thought would take over a decade longer to do. Thank you to Earl Smith, for bringing a part of the dream into reality. "
John M.
Chester Basin, NS

Earl Smith

Mortgage Broker

As a Mortgage Group Professional, I offer one-stop convenience and impartial advice. Different financial Institutions and Lenders offer a wide range of mortgage rates, terms, and conditions. By shopping wisely, I can find the mortgage that best suits your financial needs.

As your Mortgage Group Professional I will help you understand how different rates, terms and conditions can affect the lifetime cost of your home, your monthly payments and financial flexibility . By presenting your requirements to a variety of Canada's major Lenders, your mortgage can be secured at lower than advertised rates, usually within hours and most often free of charge (oac)

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